When purchasing a home, most buyers are prepared to handle things like mortgage approvals, home inspections, and closing costs. But one crucial element is often misunderstood—or worse, overlooked entirely: title insurance.

What Is Title Insurance?

Title insurance is a unique form of protection that ensures the property you’re buying has a clear and undisputed ownership history. It protects both homeowners and lenders from financial losses related to title defects—issues that may not surface until after closing.

These defects might include:

  • Liens from unpaid taxes or contractors

  • Forgery in the chain of ownership

  • Unknown heirs or previous undisclosed claims

  • Boundary disputes or easement concerns

Unlike other types of insurance that protect you from future events, title insurance protects you from past mistakes, fraud, or legal complications that could challenge your ownership rights.

Why Do You Need It?

Buying a property is one of the biggest investments you’ll ever make. Without title insurance, you could be at risk of:

  • Losing your legal rights to the property

  • Becoming responsible for someone else’s debts or obligations

  • Facing legal battles that cost thousands of dollars

With American Eagle Title Insurance Company, you get more than just a policy—you get peace of mind. Our team thoroughly researches public records, resolves title issues before closing, and underwrites policies designed to protect your investment for the long term.

Two Main Types of Title Insurance

  • Owner’s Title Insurance – Protects the homebuyer’s rights and investment.

  • Lender’s Title Insurance – Required by most mortgage lenders to protect their stake in the property.

How We Make the Difference

At American Eagle Title Insurance Company, we don’t just issue policies—we proactively investigate potential issues and eliminate risk before they become a threat. Our direct underwriting, experienced professionals, and regional expertise mean your closing is in secure, capable hands.

Final Thoughts

Title insurance is not just a checkbox—it’s a critical safeguard that ensures your new home truly becomes your own. Don’t leave it to chance. Choose protection. Choose confidence. Choose American Eagle Title Insurance Company.