Before any real estate transaction can be finalized, there’s a critical behind-the-scenes process that protects buyers, sellers, and lenders: the title search.
What Is a Title Search?
A title search is a thorough examination of public records to verify the legal ownership of a property and uncover any issues that could affect its transfer.
At American Eagle Title Insurance Company, our experienced title examiners review everything from historical ownership transfers to unpaid liens. The goal? To ensure the title is clear, marketable, and free of any legal encumbrances.
What Does a Title Search Include?
Here’s what our professionals look for during a standard title search:
✔ Deeds & Ownership Transfers
We verify that the seller has legal ownership and the right to sell the property.
✔ Mortgages & Liens
We check for unpaid loans, tax liens, HOA dues, or contractor bills that could follow the property—not the owner.
✔ Judgments & Legal Claims
Any pending lawsuits, bankruptcy filings, or divorce disputes that might cloud the title.
✔ Easements & Restrictions
Utility access, shared driveways, or land use limitations that could affect how the property is used.
✔ Property Tax Records
Unpaid taxes can become a lien on the property, so we ensure they’re up to date.
Why Is a Title Search So Important?
Without a clean title, a transaction can be delayed—or worse, reversed. Imagine buying your dream home only to find out someone else has a legal claim to it. A comprehensive title search prevents surprises and ensures a smooth path to ownership.
From Search to Protection
After we complete the title search, we issue a Title Commitment—a legal document outlining the conditions that must be met for the title to be considered insurable. Once those conditions are resolved, we issue your title insurance policy to protect your investment long term.
Why Choose AETIC?
At American Eagle Title Insurance Company, we combine decades of expertise with advanced technology to deliver fast, accurate, and reliable title searches. Our local knowledge across Arkansas, Florida, Georgia, New Mexico, Oklahoma, and Texas ensures that no detail is overlooked.
Final Thoughts
The title search is more than paperwork—it’s your first line of defense in protecting your real estate investment. Trust the team that gets it right the first time. Choose American Eagle Title Insurance Company.