You’ve found the perfect property. The offer is accepted. You’re moving toward closing—and then suddenly, the title company finds a problem.
Title issues can delay or completely derail a real estate transaction if they’re not caught and resolved in time. At American Eagle Title Insurance Company, we specialize in identifying these risks early and protecting your investment.
Here are five of the most common title issues—and how we help resolve them:
1. Unpaid Liens
Even if the current owner paid their mortgage, there may be unpaid taxes, contractor fees, or HOA dues that remain attached to the property.
If left unresolved, these liens could become your responsibility after closing.
Our Solution:
We conduct a thorough title search to uncover any liens and work with all parties to ensure they are paid off or cleared before issuing your policy.
2. Ownership Disputes
Sometimes, someone may claim ownership of a property because of an unrecorded will, divorce, or inheritance issue.
This can happen years after you’ve moved in, and it may require legal action to resolve.
Our Solution:
We investigate chain-of-title thoroughly to ensure that the seller has the clear, legal right to transfer the property.
3. Forgery or Fraud
Fraudulent signatures on deeds, impersonated sellers, or forged notarizations can make a transaction invalid—even long after the sale.
Our Solution:
Our underwriters and legal team look for irregularities and inconsistencies, and our policies protect you if fraud is discovered after closing.
4. Easements and Encroachments
A utility company may have the right to access your yard, or a neighbor’s fence may cross your property line—without your knowledge.
These issues could limit your ability to build, renovate, or even sell.
Our Solution:
We identify and disclose all easements and encroachments as part of our commitment, so there are no surprises after closing.
5. Errors in Public Records
Simple human errors—like misspelled names, incorrect legal descriptions, or recording mistakes—can cause major problems in transferring ownership.
Our Solution:
We examine every detail, correct errors where possible, and protect your rights through comprehensive title insurance coverage.
Why It Matters
Any of these issues can delay your closing or create serious legal and financial headaches down the line. That’s why title insurance isn’t optional—it’s essential.
When you work with American Eagle Title Insurance Company, you’re backed by a team that doesn’t just respond to problems—we prevent them.
Final Thoughts
Real estate deals can fall apart because of hidden title issues. But with AETIC, your transaction is protected at every step.
Smart buyers and professionals don’t take chances. They take title insurance seriously.
Protect your future. Partner with American Eagle Title Insurance Company.