In real estate, trust is everything—but when large sums of money and legal documents are involved, you need more than just a handshake. That’s where escrow comes in.
Escrow ensures that both the buyer and seller uphold their end of the deal—and that the entire transaction is handled securely, legally, and fairly.
At American Eagle Title Insurance Company, our escrow services create a smooth, protected path from contract to closing.
What Is Escrow?
Escrow is a neutral third-party service that holds funds, documents, and instructions on behalf of the buyer and seller until all conditions of the real estate agreement are met.
Think of escrow as a protective vault that prevents money from changing hands until everyone has done what they promised.
How Escrow Works — Step by Step
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The Contract Is Signed
The buyer and seller agree to terms. Escrow is opened, and a neutral party—like American Eagle Title Insurance Company—is chosen to manage the process. -
Earnest Money Is Deposited
The buyer places a good-faith deposit into escrow to show commitment to the deal. -
Title Work, Inspections, and Lending Occur
The title search is performed, inspections are scheduled, and the lender works on finalizing the mortgage. -
Documents Are Collected
The escrow officer gathers all necessary documents: the deed, loan papers, tax info, and closing disclosures. -
Funds Are Verified
The buyer brings in closing funds, and the lender funds the loan—all held in escrow. -
All Conditions Are Met
The escrow officer confirms that all terms of the contract have been satisfied. -
Closing Happens
Funds are disbursed to the seller, documents are recorded, and the keys are handed over. The transaction is complete!
Why Escrow Matters
Escrow ensures:
✔ Security – Funds and documents are protected from fraud or early release.
✔ Neutrality – A third party ensures fairness for both sides.
✔ Compliance – All legal and financial obligations are met before disbursement.
✔ Peace of Mind – Everyone involved can proceed with confidence.
AETIC: Your Trusted Escrow Partner
At American Eagle Title Insurance Company, we act as escrow agent and title provider, keeping everything under one roof. Our team coordinates with all parties—lenders, agents, buyers, and sellers—to prevent delays and close efficiently.
Final Thoughts
Escrow is more than a formality—it’s a critical safeguard in every real estate transaction.
When you choose American Eagle Title Insurance Company, you get more than escrow services. You get a team of professionals dedicated to making your closing safe, secure, and seamless.
Protect your deal. Close with confidence. Choose AETIC.